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DEPOSIT RATES1


Good as of February 26, 2014

 Rate1APY1
Savings Account2  
Any balance0.15%0.15%
Premier Checking3  
Any balance0.15%0.15%
Money Market Account4  
Balance  
$1,000.00 - $9,999.990.30%0.30%
$10,000 - $99,999.99 0.50%0.50%
$100,000 and higher1.00%1.00%
     

CERTIFICATES OF DEPOSIT5

 Up to $10,000$10,000 and over
TermRate1APY6Rate1APY6
1 Month0.10%0.10%0.10%0.10%
3 Month0.20%0.20%0.25%0.25%
6 Month0.35%0.35%0.75%0.75%
12 Month0.55%0.55%1.00%1.00%
18 Month0.90%0.90%0.90%0.90%
24 Month1.00%1.00%1.00%1.00%

1. Interest Rates (Rates) and Annual Percentage Yields (APYs) stated are accurate as of 02/26/2014. All Rates, APYs and tiers are subject to change without notice. Fees and withdrawals may reduce earnings.

2. You must deposit $100.00 to open this account. This is a variable rate account. There is no minimum daily balance account requirement to obtain the disclosed annual percentage yield. A Service Charge of $4.99 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the statement cycle. Fees and withdrawals may reduce earnings.

3. You must deposit $100.00 to open this account. This is a variable rate account. There is no minimum daily balance account requirement to obtain the disclosed annual percentage yield. There is no monthly maintenance service charge. If you close your account before interest is credited, you will not receive the accrued interest. Fees and withdrawals may reduce earnings.

4. You must deposit $1,000.00 to open this account. This is a tiered variable rate account. This is a limited transaction account. You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. A Service Charge of $9.99 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle. Fees and withdrawals may reduce earnings.

5. You must deposit $1,000.00 to open this account. You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. Early withdrawal penalties apply. Fees and withdrawals may reduce earnings.

6. Interest Rates (Rates) and Annual Percentage Yields (APYs) stated are accurate as of 02/26/2014. All Rates, APYs and tiers are subject to change without notice. Fees and withdrawals may reduce earnings. APY assumes no compounding, interest paid annually or at maturity.

Please call us to receive a complete truth in savings disclosure.